Asuminen Helsingissä

Housing in Helsinki

Helsinki offers a wide range of housing opportunities ranging from blocks of flats to detached houses and from rental homes to owner-occupied homes. Most people in Helsinki live in a block of flats. Housing prices vary widely between different city districts. In Helsinki, all districts are safe and public transport works well.

Housing costs in Helsinki

At the beginning of 2020, the average rent per square metre in Helsinki was €22.70 in the free market and €13 after state subsidies (Statistics Finland). You also need to pay for electricity, Internet, water and home insurance, which is often required by the landlord.

If you own a home, you pay a maintenance charge and possibly a mortgage. If you buy a home in Helsinki and apply for a loan for it, the banks recommend that the monthly housing costs should not exceed 40% of the total income.

If your family’s income is low, you may be entitled to housing allowance. You can also apply for an affordable rental home from the City of Helsinki (Heka).

If you want to rent or buy a home in Helsinki and you have questions about housing, call and ask for advice in English on 010 202 4666 (local call charge). The telephone service is open on Mondays at 8:30–12:30 and on Wednesdays at 14:00–18:00.

Read more about Kela housing allowances on the InfoFinland page Housing allowance.

Check the sales prices and rents of homes on the Asuntojen.hintatiedot.fi website of the Ministry of the Environment (select Helsinki).

linkkiAsuntojen.hintatiedot.fi:
Information on prices of sold and rented homesFinnish | Swedish | English

linkkiKela:
Calculation of the general housing allowance (select Helsinki)Finnish | Swedish

Rental home

Nearly one-half of the people in Helsinki live in rental homes. Housing is rented out by many companies, the City of Helsinki, private persons and other entities. You can also ask your employer about company housing.

The price of a rental home in Helsinki is affected by its size, location and condition. Outside the city centre, rents are more affordable. Most homes with two rooms and a kitchen in Helsinki cost about EUR 800–1,100 per month, and most homes with three rooms and a kitchen cost about EUR 1,000–1,500 per month. The rents of furnished homes are slightly higher.

In addition to the rent, the occupant must also pay the electricity bill, water rate, home insurance and any Internet connection. In addition, you must pay a rent security deposit, which is 1–3 months’ rent. It is returned when you move out of the home.

Read more about how to search for a rental home, about the tenancy agreement and other documents on the InfoFinland page Rental home and Tenancy agreement.

Private rental housing

In Helsinki, small homes are the most sought after. You should look for homes in a large enough area. That way, you will have a better chance of finding a home. The companies Sato and VVO&Lumo provide housing on a faster than average schedule. You should apply for housing in several places at the same time. You can search for information on rental homes in Helsinki through various online services.

linkkiOikotie.fi:
Search for rental dwellingsFinnish

linkkiVuokraovi.com:
Search for rental dwellingsFinnish | English

Rental apartments owned by the City of Helsinki

Rental homes owned by the City of Helsinki (ARA housing) are more affordable than rental homes in the private market. You also do not need to pay a rent security deposit. City-owned rental homes are provided through the Applying for rental housing (vuokra-asunnon haku) service. You can apply for a city-owned rental home in three ways:

  1. If you have online banking credentials, fill in an application in City of Helsinki e-services.
  2. If you are applying for a home without online banking credentials, fill in an electronic application form on the asunnonhaku.hel.fi website.
  3. You can also visit the rental housing application service point and fill in a paper application form.

vuokra-asunnon haku
Työpajankatu 8
Tel. 09 310 13030

In order to apply for a city-owned rental home, you need to have a residence permit that is valid for at least one year. City-owned rental homes have many applicants. You can ask about the rental homes of the City of Helsinki by e-mail asunnonhaku(at)hel.fi or in the Housing consultation chat service.

You can ask advice on matters related to applying for housing and housing itself from the Housing consultation (Asumisneuvonta) service.

linkkiCity of Helsinki:
Rental apartment search -serviceFinnish | Swedish | English

linkkiCity of Helsinki:
Helsinki e-servicesFinnish | Swedish | English

linkkiCity of Helsinki:
Housing consultation serviceFinnish | Swedish | English

Housing for students and young people

If you study full-time, you can apply for a rental home through HOAS. You can also ask about a rental home at your own educational institute or through the City of Helsinki’s Rental Apartment Search service.

HOAS (Foundation for Student Housing in the Helsinki Region)
Tel. 09 549 900
Ask about student rental homes by e-mail at asumispalvelut(at)hoas.fi

linkkiHOAS:
Rental housing for studentsFinnish | Swedish | English

Read more about student housing on the InfoFinland page Student housing.

You can ask the Finnish Youth Housing Association or Nuorisosäätiö about reasonably priced housing for young people. You may have to wait to get a rental home. You can also ask various associations and foundations about rental homes for young people.

linkkiNuorisoasuntoliitto:
Rental flats for people under 30 years of ageFinnish | English

linkkiNuorisosäätiö:
Rental housing for young peopleFinnish | English

Buying a home

Slightly more than 40% of all homes in Helsinki are owner-occupied homes. Living in an owner-occupied home is cheaper in the long term. You can find information on how to find a home, mortgage, home sales and responsibilities of the seller and buyer on the InfoFinland page Buying a home.

In the summer of 2019, the most expensive homes in Helsinki cost an average of EUR 7,300 per square metre. The most affordable homes cost an average of EUR 3,000 per square metre. Housing prices in Helsinki rose by an average of 2.4% per year. You can view the average housing prices by district on a map on the City of Helsinki website. The most expensive area is the central area Helsinki 1 marked in green.

linkkiCity of Helsinki:
Prices of old units in housing companiesFinnish

linkkiOikotie:
OikotieFinnish

linkkiEtuovi.com:
Search for owner-occupied housingFinnish | English

You can find adverts for available housing on housing search websites.

If you want to build a detached house in Helsinki, you need to get a plot of land and a building permit. You can find more information on building a detached house on the City of Helsinki website.

linkkiCity of Helsinki:
Building a detached house in HelsinkiFinnish | Swedish | English

Right-of-occupancy housing

What is a right-of-occupancy home (asumisoikeusasunto)? How to apply for a right-of-occupancy home? Read more on the InfoFinland page Housing in Finland.

The City of Helsinki website contains information on how to find a right-of-occupancy home in Helsinki, such as

  • how to apply for right of occupancy in Helsinki
  • what a is queue number and how to get one
  • which companies and associations own right-of-occupancy homes.

linkkiCity of Helsinki:
Right-of-occupancy housingFinnish | Swedish | English

linkkiAsumisoikeushakemus.net:
Queue number applicationFinnish | Swedish | English

linkkiCity of Helsinki:
Contact information for developersFinnish | Swedish | English

Practical information on housing

You can find a lot of practical information on housing on the following InfoFinland pages:

Read more about the rules and rights connected to housing on the InfoFinland page Rights and obligations of occupants.

Waste and recycling

Sort waste according to the instructions, so that it can be recycled. Mixed waste is transported to an energy plant in Helsinki. You can find more information about sorting waste on the InfoFinland page Waste and recy cling. Some domestic waste, such as furniture, electrical equipment or construction waste, must be taken to the Sortti station.

You can find information on waste sorting and recycling points in Helsinki on the HSY (Helsinki Region Environmental Services Authority) website.

linkkiHelsinki Region Environmental Services Authority:
Waste and recyclingFinnish | Swedish | English

linkkiKierrätys.info:
Waste collection pointsFinnish | Swedish | English

Housing problems

You can contact the social services of the City of Helsinki about housing problems.

linkkiCity of Helsinki:
Social and crisis emergency supportFinnish | Swedish | English

If you cannot continue living at home because a member of your family uses violence against you or threatens to do so, you can contact a shelter.

Read more about the shelters located in Helsinki, and supported and service housing on the InfoFinland page Family in Helsinki.

Homelessness

If you become homeless, contact the social services office. A social worker can help you find housing.

The service centre for the homeless on Hietaniemenkatu is open every day around the clock. You can spend the night there, if necessary. The service centre offers a place to spend the night for residents of Helsinki with a substance abuse problem, if they have no other place to go.

Hietaniemen palvelukeskus
Hietaniemenkatu 5 B
Tel. (09) 310 466 28

The NGO No Fixed Abode (Vailla vakinaista asuntoa ry) runs a night café called Kalkkers that offers a warm place for the homeless to spend the night from autumn to spring. Kalkkers is open from 10 pm to 6 am. There are no places for sleeping at the centre, and it is not an alcohol and drug-free facility. They will not ask you whether you have a residence permit or not. The centre is located in Helsinki at Ratamestarinkatu 6, Itä-Pasila, and the telephone number is 050 443 1068. E-mail: kalkkers(at)vvary.fi. Immigration experts working at the same address:

  • Mon–Thu: Finnish, English, Bulgarian. Tel. 044 260 3818
  • Fri: Finnish and Russian. Tel. 050 407 9703

Further information: Homelessness.

linkkiCity of Helsinki:
Social and contact work unitsFinnish | Swedish | English

linkkiNo Fixed Abode NGO:
Association for the homelessFinnish | English

linkkiSininauhasäätiö:
Service guide for the homeless in Helsinki(pdf, 3,7 MB)Finnish | English | Russian | Somali | Persian | Arabic | Bulgarian